Privacy Policy

1. Nature of the Services Provided

The service is of an analytical and educational-simulation nature. The presented content, data, analyses, simulations, and results are for informational and educational purposes only.

The service does not provide investment advisory services, does not issue investment recommendations, and does not mediate financial transactions.

2. Scope of Financial Data

Data related to portfolios, tranches, rebalancing, and investment results are of a simulated or analytical nature and are not connected to users’ real brokerage accounts.

The Administrator does not have access to users’ real financial funds and does not execute any transactions on their behalf.

3. Profiling and Algorithms

The service may use analytical algorithms to present data, rankings, and simulations. This processing does not produce legal effects or similarly significant effects for the user within the meaning of Article 22 of the GDPR.

4. Data Minimization

The Administrator applies the principle of data minimization and does not require personal data beyond the email address necessary to operate the account.

5. Personal Data Administrator

The administrator of personal data is the owner of the service filozofaem.pl (hereinafter referred to as the “Administrator”).

In matters related to personal data protection, the Administrator can be contacted via the following email address: kontakt@filozofaem.pl

6. Scope of Collected Data

• email address
• technical data (IP address, browser type, operating system)
• data related to the use of the service (logs, user activity)
• data voluntarily provided by the user in forms

The Administrator does not collect sensitive data or data necessary for direct user identification unless it is required to provide the service.

7. Purposes of Data Processing

• provision of services offered on the website
• management of user accounts
• communication with users
• ensuring system security and stability
• fulfillment of the Administrator’s legal obligations

8. Data Retention Period

Personal data is stored only for the period necessary to achieve the purposes for which it was collected and is then deleted or anonymized in accordance with applicable legal regulations.

9. User Rights

• the right to access data
• the right to rectify data
• the right to erase data (“right to be forgotten”)
• the right to withdraw consent at any time

10. Cookies

The service uses cookies to ensure proper operation, improve service quality, and generate statistics. Users may change cookie settings in their web browser at any time.

11. Data Protection Officer

The Administrator has not appointed a Data Protection Officer. All questions regarding personal data protection should be addressed directly to the Administrator.

12. Final Provisions

The Administrator reserves the right to update this Privacy Policy. The current version of the document is always available on the service’s website.